Student Loan Consolidation

Available now! Cash for college.

Get money for college. With a NextStudent Private Loan, undergraduate, graduate, and continuing education students can cover higher education expenses up to the Total Cost of Education. Pay for up to 100% of your undergraduate or graduate expenses from $2,500 up to a lifetime aggregate maximum of $250,000.
Get it when you want it.

Apply for a NextStudent Private Loan at the beginning of the school year, in the middle of the term or near the end. It’s up to you. There are no application deadlines. You can apply now and get a fast preliminary approval.
Why choose a NextStudent Private Loan?

Simple. With a NextStudent Private Student Loan, you get everything you need.

* No FAFSA required
* Competitive interest rates and fees
* 12-month grace period after graduation‡
* FAST preapproval
* Funds are payable to you, not your school§
* Disbursements as fast as 48 hours from final approval
* Up to a 0.5% discount for on-time, automatic payments†
* When you apply with a creditworthy co-signer you may increase your chances of approval and of qualifying for lower interest rates and/or loan fees

Begin the Application Process


If federal financial aid doesn't cover the total cost of your education, you can still get the money you need for school. Private student loans are unsecured, credit-based loans available to students for tuition and fees, room and board, school supplies, and other education-related expenses.
NextStudent Private Loans feature tons of borrower benefits:

* Generous borrowing limits
* No application fees
* No application deadlines — apply any time!
* Deferred principal and interest payments for student borrowers while they’re attending school at least half time‡
* Fast and easy application
* Funds that get sent directly to you, not your school§

Begin the Application Process

Or call us toll-free at (877) 680-9879 to apply.

Quick Links
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» Rates and Fees

All loans are subject to credit approval. The lender for the NextStudent Private Loan is Lehman Brothers Bank, FSB, Equal Opportunity Lender. NextStudent is compensated for the referral of Private Loan customers to the Lender.

* Based on the annual cost of attendance at your school. The lifetime aggregate maximum loan limit is $250,000.

† Borrower benefits, terms, and conditions are subject to change.

‡No payments required until 12 months after graduation or until 6 months after ceasing to be enrolled at least half time. Repayment begins no later than five years after the loan is disbursed.

§ The loan proceeds are disbursed in the form of a check co-payable to you and your co-signer (if applicable) and will be mailed directly to the applicant with the stronger credit profile.